Mortgages

So the time has come to buy a mortgage. Maybe it’s your first time, or maybe it’s not. Either way, a mortgage can seem daunting when you have to sign an agreement for 15 or [...]

Every New Year is a new opportunity to create goals to improve yourself. These new year financial goals can range from health, fitness, relationships, and career to finances. At F&M Bank, we are most interested [...]

Paying for college is expensive, and the costs are only going up. But the fact is that college graduates usually earn 38% more on average when compared to non-graduates (Business Insider, 2019). So how can [...]

Mortgage rates fluctuate all the time. And of course, the higher your mortgage interest rate, the more money you lose when paying back your loan. After a few years, some people are in a position [...]